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The Rural Guardian


The conversation that shouldn’t wait.
Succession. A sensational television show of the late 2010s? Absolutely. But for farming families, it’s also an inevitability reality every business will face. In March 2025, Rabobank published a white paper estimating that, over the next ten years, more than half of all New Zealand farm and orchard owners will reach retirement age. As a result, $150 billion of New Zealand farming assets is expected to change hands. Rabobank referred to this “changing of the guard” as what
Aug 103 min read


To repair or replace?
As the financial year draws to a close, now is often the time to revisit that to-do list and those jobs you’ve been putting off all year start getting another look. Whether it’s a tractor that has become increasingly temperamental, a set of yards that have seen better days, or a project that’s been sitting on the wish list for months, the question is often the same: should I repair what I already own, or replace it altogether? The Investment Boost has added another layer to
Jul 203 min read


Behind the figures
“Can’t you just make it work?” are familiar words my colleagues across NZ will be all too used to hearing. As rural accountants, we understand that the numbers aren’t the reason you get out of bed each day, and when you dreamt about farming growing up, we doubt you pictured yourself sitting at a computer trying to sort your annual accounts & taxes. However, the software and systems available today mean shoeboxes filled with faded receipts are no longer the standard in terms o
Jun 83 min read
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